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FLYWHEES NZ LTD CAR DEALER OFFERS VEHICLE MECHANICAL WARRANTIES & INSURANCE

 We offer several different insurance products to suit your needs. You can purchase insurance for any vehicle you own, even if you didn’t buy it at Flywheels NZ Ltd (subject to underwriting criteria).

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Vehicle Insurance (MVI)


Our Comprehensive Motor Vehicle Insurance is one of the best in the market, offering true protection of your valuable asset.

We provide cover options of:

(i) Full Cover including AA Roadservice Cover 

(ii) Third Party, Fire, Theft and Illegal Conversion

(iii) Third Party only

These policies cover all the things you would expect from your insurance, and more. And should the worst happen we have experienced claims people that make the process as fast and easy as possible for you.

Our comprehensive Full Cover Insurance includes:

24/7 Roadside Assistance

Flat tyre, Damaged Wheel, Flat Battery, Locked Out of your Car, Lost Keys, Out of Fuel, Breakdown Towing (mechanical or electrical - you're covered)

Accident Management Service

Protecta customers can expect premium 24 hour, 7 days a week nationwide service. Please see below for more information on this service.

New For Old Replacement Vehicle

If you have purchased a "New" vehicle we will replace it with another new vehicle within the timeframe stated on your policy.

Additional Benefits Included

Windscreen Cover, Accidental Death Cover, Keys and Locks, Completion of Journey Costs, No Blame Bonus and Excess Protection

Shortfall Option including Replacement Premium Benefit

Paying the difference between your insurance payout and the finance settlement figure up to $1,000

Discount Options

No Claim Bonus, Named Driver, and Voluntary Excess Options

 

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Extended Mechanical Warranties (MBI)

 

Maxi Mechanical Breakdown Insurance

Protecta Insurance Mechanical Breakdown Insurance provides you with peace of mind. The Maxi Policy covers your vehicle for any sudden and unforeseen Mechanical Breakdown subject to the Terms and Conditions and Limits of Liability stated in the Policy.

Cover

Protecta Insurance Maxi Policy covers the following vehicles:

Vehicles up to 250,000kms at time of purchase

Vehicles up to 20 years of age at the expiry of the policy period

Gross vehicle weight up to 3,500kg

Additional Benefits

We offer 24 hour, 7 days a week Roadside Assistance. Just telephone 0800 HELP TO U (0800 435 7868)

The cost of hiring a rental vehicle is covered (up to $300)*

In the event of a breakdown, Protecta Insurance will cover for the towing costs (up to $100)*

Protecta Insurance even pays for your accommodation in case you have to stay overnight (up to $300)

Factory fitted audio systems are covered (up to maximum of $400)*

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Guaranteed Asset and Protection Insurance (GAP)

Guaranteed Asset Protection



If you are financing your vehicle and that vehicle is a total loss through accident or theft, your insurance cover may not be enough.


For example; if you borrow $20,000 to buy your car and the insurance payout is less than this, you're not only without a vehicle, there is a shortfall that you still owe. Guaranteed Asset Protection (GAP) will pay that shortfall for you up to $10,000 (plus additional benefits if selected) once your vehicle insurer has accepted your claim.


Example: Assuming a nil deposit and a residual value of 25% of the purchase price


 

Why Do I Need It?

Because Protecta Insurance will meet your obligation to pay any shortfall of up to $10,000 (plus any additional benefits chosen). The above graph illustrates when and how much you could lose without Protecta Insurance's Guaranteed Asset Protection. Do you want to be left paying for a vehicle you no longer own?

 

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Payment Protection Insurance (PPI)

What is a Payment Protection Insurance? What Does it Cover?


Death Cover


In the event of your death the outstanding balance of your finance agreement (excluding any arrears of more than 3 months) will be paid, leaving your family a debt free asset when they need it most.


 


Disablement Cover


If you are unfortunate enough to have an accident or illness which prevents you from working, Payment Protection Insurance pays your finance instalments (after a seven-day qualifying period), until you are able to return to work or your repayments are paid off in full, less arrears (excluding any residual payments) prior to your 70th birthday.


Terminal Illness Cover


In the event of being unable to work through any illness or accidental injury which is likely to result in your death within 6 months of the date on which the injury was diagnosed, Payment Protection Insurance pays off the repayments in full, less arrears.


Redundancy Cover


If you are made involuntarily redundant from your permanent employment, Payment Protection Insurance will pay your repayments for 180 days (No amount payable for the first 28 days), up to $10,000 or until you find work, whichever comes first.


Bankruptcy Cover


If you are self employed and declared bankrupt by the New Zealand High Court, Payment Protection Insurance will pay your repayments for 180 days (No amount payable for the first 28 days), up to $10,000 or until you find work, whichever comes first.

 

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